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By Erin Attardi | Agent in Sacramento, CAGovernor Schwarzenegger Approves Legislation to Protect California Home Buyers & Sellers Posted under: General Area in Sacramento | October 15, 2009 5:59 PM | 218 views | No comments Email Alerts Send to a Friend Post to Facebook Post to Twitter RSS View RSS feed
close [x] This week Governor Schwarzenegger signed several pieces of legislation into law that will affect real estate transactions in the state of California - all for the better!
SB 36, by Senator Ron Calderon (D-Montebello), creates licensing requirements for all residential loan originators. I feel this licensing requirement is long overdue and will hopefully create some additional accountability for mortgage lending professionals. SB 237, by Senator Ron Calderon (D-Montebello), creates a registration program for appraisal management firms. Also sorely needed...these AMC's have created some additional (and likely unintended) quality and timing issues for appraisals. SB 239, by Sen. Fran Pavley (D-Agoura Hills), makes it a felony to commit fraud on a mortgage loan application. DUH - this is a no-brainer! AB 260, by Assemblyman Ted Lieu (D-Torrance), bans negative-amortization loans and limits mortgage prepayment penalties to no more than 2% of the loan balance. AB 329, by Assemblyman Mike Feuer (D-Los Angeles), requires lenders to give more and clearer information to those interested in reverse mortgages, which let seniors borrow against their homes' equity. AB 957, by Assemblywoman Cathleen Galgiani (D-Stockton), allows buyers of foreclosed homes to choose local escrow officers, rather than being forced to use the escrow company chosen by the bank seller...I sure hope banks cooperate with this one. they may opt to accept the offer of another buyer that allows the bank seller to select its preferred escrow company. AB 1160, by Assemblyman Paul Fong (D-Cupertino), requires that mortgage loan documents be written in the same language the verbal negotiations were conducted in. previousnext Email Alerts Send to a Friend Post to Facebook Post to Twitter RSS View RSS feed close [x] Report Subscribe! Yes! Send me email alerts when others comment on this blog post! Frequency: As it happens Daily summary Yes! Send me email alerts when any post in Sacramento is added! Frequency: As it happens Daily summary Concerned about privacy? Read our no-spam policy. Sorry! We found a few errors. Please scroll down for details. Leave a comment Write your comment here ... Create an account to post your comment. Already have an account? Log in! Email: Confirm email: function populate_p_container() { var l1 = 'P' + 'assw' + 'ord:'; var l2 = ''; var l3 = ''; var container = xb_get_element('p_container'); container.innerHTML = l1 + l2 + l22 + l23 + l3; } function get_p_container2_l2() { return 'rd" typ' + 'e="p' + 'as'; } Screen Name: You can use your real name or an alias. Location: Are you a ... -- Please select --Home BuyerHome SellerBoth Buyer and SellerRenterReal Estate ProOther/Just LookingHome Owner Pro type: -- Please select --AgentBrokerMortgage Broker or LenderAppraiserHome InspectorContractorBuilder/DeveloperStagerProperty ManagerLandlordOther Pro Company: Yes! Send me occasional Trulia news and tips By clicking Post a comment, you are indicating that you have read and agree to Trulia's Terms of Use and Privacy Policy.We respect your privacy and your desire not to have a spam-filled inbox. We won't sell your email address or send you tons of email.
Please log in to post your comment. Don't have an account? Sign up! Email: function populate_p_container2() { var l1 = 'Pa' + 'ssw' + 'ord:'; var l2 = ' close [x] Contact Erin Attardi Your name: Your email: Your phone: Message Erin Attardi, I am looking for a real estate professional to work with and came upon your blog on Trulia. Please reply to this email if you are interested in scheduling a time for us to talk. Thank you Contact me Erin Attardi&8217s Blog » Categories General Area (9) Quality of Life (2) Entertainment & Nightlife (1) Shopping & Local Amenities (1) Parks & Recreation (1) Market Conditions (8) Home Buying (33) Home Selling (33) Financing (10) Curb Appeal (1) Foreclosure (12) Remodel & Renovate (5) Going Green (3) In My Neighborhood (19) Property Q&A (3) Rentals (1)Locations California (22) Sacramento County (69) Placer County (1) Elk Grove (1) Sacramento (16) 95818 (1) 95821 (1) 95822 (1) East Sacramento (2) Land Park (3) Midtown (1)
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